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Used Car Shopping? Here are 10 Things You Need to Consider

Buying a car, whether new or used, is one of the most significant purchases you can make for yourself and your family. With a wide variety of options available these days, it can be challenging to decide which route to go. If you are considering buying a used car, there are several factors that need to be taken into consideration before making such an important purchase. From research and inspection to getting the right car insurance policy. In this blog post, we will outline the key factors that you need to take into account when shopping for a used car!

#1 – Research & Research Some More

You will want to start the process by researching all aspects of the used car you are interested in, including its market value, reliability, safety ratings and features. Additionally, make sure to read up on reviews from other owners of similar models to get a feel for how these cars have performed over time.

#2 – Be Realistic

Before you even start your search for a used car, it is crucial that you set realistic expectations for what you can afford and what type of car would best fit into your budget. Setting a budget upfront will help ensure that you only end up spending what is necessary or getting stuck with an unreliable vehicle.

#3 – Get Familiar With Your Financing Options

Before you start shopping for a used car, make sure to familiarize yourself with all the financing options available. This will give you a better idea of what you can expect in terms of monthly payments and interest rates. Then, once you find the model that best suits your needs and wants, be sure to compare different loan offers to get the best rate possible.

#4 – Check the Vehicle History Report

Once you have narrowed down your search, it’s essential to request a vehicle history report (VHR) on any car that you’re interested in purchasing. A VHR is a comprehensive look at the car’s background, which includes things like its prior ownership, accident reports, service records and more. This will help you to evaluate the car’s condition before taking it on a test drive.

#5 – Have the Car Inspected

It’s also vital that you have a qualified mechanic conduct an inspection of any vehicle you are considering buying. This will help identify any significant issues that could affect the reliability or cost of maintenance down the line, as well as give you peace of mind when making your purchase decision.

#6 – Take a Test Drive

After getting familiar with the market value and history of a used car, be sure to take it for a spin before making your final decision. Get an idea of how comfortable it is to sit in, how smooth the ride is and how responsive it feels.

#7 – Consider Your Car Insurance Needs

In Ontario, the law requires that you have auto insurance before operating a car on any public road. Before committing to a used car purchase, make sure to research all of your insurance options and compare quotes from different providers so that you can get the best coverage at an affordable cost. If you need help, then think about using an insurance broker to help you find the most suitable coverage.

#8 – Check for Recalls

Prior to closing the deal on a used car, make sure to check if there have been any product recalls associated with it. You can do this by visiting the Transport Canada website and doing a search using the Vehicle Identification Number (VIN) of the car in question. If any recalls are outstanding, it’s important that you get them addressed before taking ownership of the vehicle.

#9 – Don’t be Afraid to Negotiate

Once you’ve identified the right car for your needs, don’t be afraid to negotiate. Dealerships often add extra fees and premiums onto their listed prices which they may be willing to waive if pressed.

#10 – Get Everything In Writing

Make sure that all contracts and agreements with the seller are in writing and that both parties sign them prior to making any payments. This will help protect you and your interests in the event of any issues arising after the sale.


Following these ten tips can help you navigate the used car market with confidence and make informed decisions when searching for your next vehicle. With some research and due diligence, you’ll be sure to find a reliable car that fits your needs and budget.

If you are in need of car insurance, Will Marshall Insurance Brokers can help you find the right coverage for your needs. Our experienced team will work with you to get the best protection at a competitive price. Contact us today to learn more about our services.

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