Why Insurance Brokers
When it comes to finding the right insurance, an insurance broker can make all the difference.
Insuring with an independent insurance broker who represents companies that are dependably Canadian makes the purchase of your insurance easier.
We are proud to offer insurance online for our customers directly through e-mail, or face-to-face at your home, at our office, or at your convenience.
Insurance brokers are able to provide advice without bias and although we have insurance partners, our number one partner has always been and will always be the client.
Our competition – the banks or direct writers – are not only bound to their customer’s interest, but to their shareholders as well.
It is common for property policies to be sold with sub-limits on sewer backup. Sewer backup covers a variety of water losses and is now the loss leader among insurance claims. It is important that your insurance policy has a limit in excess of $100,000.
An insurance broker is best suited to advise you throughout your insurance purchasing years on what options to buy and when to buy them as your life changes. If you find yourself caught and forced to make a claim, our office is always available to ensure that the policy is followed and paid correctly by the insurance company. Insurance is a people business, and having the right representation in your corner can save you money and time, especially after a claim is made.
Auto policies are also not created equal, although the OAP1 is standardized across Ontario a variety of coverage can be purchased in addition.
- Loss of use
- Non-owned auto
- Accident waiver
- Waiver of depreciation on new cars
- Higher liability limits than the provincial minimum
- All perils coverage versus comprehensive, collision and specified perils
- Optional accident benefits
The Difference Between an Insurance Broker and an Insurance Agent
An insurance broker’s main focus is on you: the client. A broker will work with you and use their expertise to help direct you to the insurance plan that provides the exact coverage you need. Since brokers regularly work with many different insurance agencies and must consistently remain aware of changing policies, they also function as a useful resource for any questions or concerns you may have about your insurance.
An insurance agent, by contrast, works for the insurance company they represent. They will help you coordinate with the company to make or process a claim, but they work for the insurance company, not for you.
An insurance broker is best suited to advise you throughout your insurance purchasing on what options to buy and when to buy them as your life changes. If you find you need to make a claim, our office is always available to ensure that the policy is followed and paid correctly by the insurance company. Having the right representation in your corner can save you money and time, especially after a claim is made.
Will Marshall Insurance Brokers in Barrie and Orillia is proud to be family owned and operated; as a customer, you become part of our family.
Your best insurance is an Insurance Broker!
Why Will Marshall Insurance Brokers?
We truly value your business, and we’re dedicated to carefully doing whatever it takes to earn it year after year.
Will Marshall Insurance Brokers provide insurance advice, advocacy, integrity and dependability which make a difference. We provide a variety of insurance solutions.
Have you ever purchased cheap car insurance and thought, “Did I forget something?”
A professional insurance broker makes sure you made an informed decision.
Enjoy more choice from your home, cottage, condo or farm property insurance. Let your Will Marshall Insurance broker help find the best options for you.
Insurance solutions in the event of a disaster include insurance coverage for contractors, restaurants, business services, technology, hospitality, commercial vehicles, fleets, wholesale, repair garages, non-profits, electronic data processing and more. Access to a lawyer can be important to a business – find out how Will Marshall Insurance brokers help you find the best coverage.
A wide selection of insurance choices are available for the agricultural industry, including unique rating programs for dairy, pork, poultry, beef and more. Entrust your livelihood to the farm insurance experts at Will Marshall Insurance Brokers. With over half our markets offering farm insurance, we have more choice in our farm specialty program.
Recreational insurance is coverage for fun with your boat, ATV, snowmobile or motorcycle. A marine policy or recreational policy will provide physical damage, but more importantly, liability coverage. Liability covers you for bodily injury and property damage, more importantly a lawyer to defend against an accusation.