Three children swimming in a pool.

Do You Have the Right Coverage for Your Summer Toys?

As the long weekend of May is approaching fast, before we know it we’ll be welcoming the summer season! Barbecues, motorcycle rides, camping with friends and family, and weekend boating at the lake; these are just a handful of the fun activities to look forward to this summer.

Now is the perfect time to speak to the team at Will Marshall Insurance to confirm that your summer toys are properly protected by insurance, and done so at a cost that’s affordable. An easy reminder for knowing what is covered and what is not is that your homeowner’s insurance does not cover anything that could technically have its own separate insurance. That said, keep in mind that your boat, ATV, jetski, and motorcycle wouldn’t be covered in your garage under homeowners insurance if and when a potential fire erupted.

Let’s take a look at some popular summer investments and discuss insurance coverage:


Your motorhome or travel trailer both need adequate attention. There are several packages offered that will cover you for liability, physical damage and emergency vacation expense, in the event the unthinkable takes place. We will ensure you receive the right coverage at a reasonable cost.


If you are the owner of a swimming pool, you will need additional liability coverage including the consideration of purchasing a Personal Umbrella Policy.  Why do we suggest this? With a swimming pool comes a higher risk of being injured, so it’s important you obtain the necessary coverage. Always be sure your swimming pool area is safe and secured.


Boats and jet skis require unique coverage. Such a large investment requires proper coverage to maintain protection over them. What does this include? Liability coverage in the event someone gets hurt, physical damage coverage for replacement fees and repairs, and other emergency costs. Will Marshall Insurance provides each of these components at very affordable prices. Just get in touch with our professionals and we’ll review what you currently have, making appropriate recommendations as well as offer you competitive prices.

Summer is much more enjoyable when you are confident in knowing that your high price recreational belongings are properly insured and secured.  Get the most out of your summer this year!  It only takes a few minutes to get in touch with us for a quote or to review your current coverage. We’ll help make your summer a stress-free one, as it should be!

If you’re a Barrie or an Orillia resident, give us a call and Will Marshall Insurance will work with you to ensure there’s no gap in your insurance coverage. Call us in Barrie at 705-726-2511, or in Orillia at 705-326-5664

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