A man and woman driving in an RV.

Recreational Insurance: How To Protect Your Home Away From Home

Summer is the time for road trips! If you’re like most people, you’re probably planning on taking a few road trips this summer in your Recreational Vehicle (RV). While it’s exciting to plan all of the places you want to go, it’s also important to take the time to think about how to protect your vehicle on your travels. Don’t worry; we have tips on protecting your home away from home so your trip will go as smoothly as possible.

Tips For Protecting Your RV

RVs can be protected in many different ways, from providing regular maintenance to having good recreational insurance coverage. Let’s look at all the tips we provided in greater detail.

Do an Inspection Yourself Before Every Trip

An excellent place to start is by doing a thorough inspection of your RV before every trip. This will help you identify any potential problems that could occur while you’re on the road. You should check things like the tires, brakes, lights, and fluid levels. If you’re not sure how to do an inspection, you can always take it to a professional mechanic.

Get a Regularly Tune-Up

Just like with any vehicle; it’s important to get a tune-up for your RV on a regular basis. This will help ensure that all of the systems in your RV are running properly. You should have your RV tuned up at least once a year, but more often if you use it frequently.

Prep RV Systems

If you’re planning on using any of your RV’s systems while on the road (e.g., the water system, electrical system, etc.), it’s important to prep them before you go. This includes things like winterizing the RV if you’re travelling in cold weather or making sure the batteries are charged if you’re going to be using the lights. By taking care of these things before you leave, you’ll be less likely to run into problems while you’re on your trip.

Have Reliable Recreational Insurance

Perhaps the best way to protect your RV is to have reliable recreational insurance. This type of insurance will cover you in case of an accident or theft. It’s important to make sure that you have enough coverage to replace your RV if it’s damaged or stolen. You should also make sure that your policy covers any personal belongings that are inside your RV.

Use Designated RV Communities or Secure Campsites

When you’re looking for a place to stay overnight, it’s essential to choose a safe and secure location. There are many RV communities that are designed specifically for RVs. These communities usually have security measures in place to keep your RV safe. If you’re not staying in an RV community, make sure to choose a campsite that is well-lit and has security features like gates or fences.

Always Lock Your Doors

One of the simplest ways to protect your RV is to make sure all of the doors are locked. This includes the door to the storage area, as well as any windows that can be opened. By taking this simple step, you’ll deter potential thieves and keep your belongings safe.


Summer is a great time for road trips, and we want to make sure that you have everything you need to protect your Recreational Vehicle (RV) while on the road. That’s why WMIB offers recreational vehicle insurance policies that will give you peace of mind while you’re exploring all that Canada has to offer.

Contact us today to learn more about our policies and get a quote.


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