It’s that time of year again – winter is coming! While many people enjoy the colder weather, it can also be a time of added stress and worry. One of the main sources of stress for many people is making sure their homes and vehicles are ready for the cold weather. In this blog post, we will give you steps on how to get your home and car ready for winter. Follow these simple steps, and you’ll be prepared for whatever Old Man Winter throws your way!
Steps For Preparing Your Home
First, let’s start with steps for getting your home winter-ready.
The first thing to do is to go through your property and check for any potential issues that could cause problems during the winter. This includes checking for cracks in the foundation or sidewalks, as well as inspecting roof shingles and gutters for damage. Repairing these issues now can prevent major problems from happening down the road. You should also check the trees on your land and trim any branches that could potentially cause damage to your home during winter storms.
Winterize Your Plumbing
Frozen pipes can lead to major disasters in the winter, so be sure to winterize all exposed plumbing by insulating them or allowing a small trickle of water to run through them. Additionally, make sure you know where your main water shut-off valve is located in case of an emergency.
Stock Up On Winter Supplies
Make sure you have enough supplies on hand for any potential winter weather events, such as rock salt for icy sidewalks and driveways, shovels for snow removal, and a backup source of heat in case of power outages.
Put Away Outdoor Furniture Or Equipment
If you have patio furniture or other outdoor equipment, remember to bring it inside or properly cover and secure it for the winter months.
Clean Your Gutters
Falling leaves and debris can cause clogs in your gutters, leading to damage or leaking. Cleaning out your gutters before winter sets in will prevent any issues from happening.
Ensure Heating System Is Working Properly
To prevent any unexpected issues during the colder months, have your heating system checked and serviced by a professional before winter arrives. This will also ensure that your home is heated efficiently, saving you money on energy bills.
You should also check with your insurance broker, as they might require that your heating system is maintained and running for winter weather.
Check Your Smoke And Carbon Monoxide Alarms
In the winter, many people use alternative heating sources such as fireplaces or space heaters. It’s important to make sure that your smoke and carbon monoxide alarms are functioning properly in case of emergencies.
If you leave your home, you should have a competent person come check your home every three days. The reason why is simple: if you live in a cold place, pipes could freeze and burst from the weather change. If this happens, having someone check on your home can help you avoid water damage to your home. When they come, make sure they check places like your basement, as this is where any flooding will occur. Turning off your water is a good idea but not every home is equipped to do this.
Check Your Home Insurance
Last but not least, review your home insurance policy and make sure you understand what it covers. This is important because winter weather can bring with it a variety of potential claims, from flooding to damage from falling trees or ice. Taking out home insurance will help protect your home against these unexpected issues and give you peace of mind all winter long.
Steps For Preparing Your Vehicle
Now let’s move on to vehicle preparation for winter.
Tire Check Or Change
Depending on the weather in your location, it may be necessary to switch out your regular tires for winter or all-season tires. Be sure to check the tread on your tires and, if necessary, have them replaced before the winter months.
Inspect Your Battery
Cold weather can take a toll on vehicle batteries, so make sure yours is in good condition before the temperature drops. Have a mechanic check and potentially replace your battery as needed.
Ensure All Fluids Are Full And Clean
Regularly checking and changing vehicle fluids such as oil and antifreeze is important all year round, but even more so during the winter months when they are more likely to freeze. Make sure all vehicle fluids are full and clean before the cold weather sets in.
Pack An Emergency Kit
In case of vehicle trouble during winter weather, it’s always a good idea to have an emergency kit on hand. This should include items such as blankets, water, non-perishable food, an ice scraper, a flashlight, and any necessary medications. Another thing to keep in your car is a candle and matches – this will help keep you warm in case of vehicle trouble and power outages.
Check Your Vehicle Insurance
Before hitting the road in the winter, make sure your vehicle insurance policy is up to date and includes coverage for any potential winter weather incidents. It’s important to be prepared for anything that may come your way while driving in icy or snowy conditions.
By following these simple steps, you can ensure that both your home and vehicle are ready to withstand the harshness of winter. If you are looking for a new home insurance or vehicle insurance policy, contact our team at Will Marshall Insurance Brokers for a quote today. We are dedicated to providing comprehensive coverage and exceptional customer service. Stay safe and warm this winter!